Appraisal Report Formats & Scope of Work
At Steadfast Appraisals, we offer flexible appraisal reporting formats tailored to your specific intended use, turnaround requirements, and budget.
Standard Full Appraisal Report
This is our most comprehensive valuation format. A state-certified appraiser conducts a full physical inspection of both the interior and exterior of the property, records detailed measurements, photographs all functional areas, and evaluates overall condition and quality of improvements.
- Best For: Mortgage lending, legal proceedings, divorce settlements, estate tax filings, and complex properties.
- Key Feature: Complete physical verification of property condition, upgrades, and deferred maintenance.
Exterior-Only Appraisal Report
An exterior-only appraisal includes a physical inspection of the subject property's exterior and immediate neighborhood from the street. Interior characteristics and overall condition are verified through public records, prior MLS listings, and owner disclosures.
- Best For: Home equity loans (HELOCs), pre-listing price guidance, portfolio evaluations, or restricted-access situations.
- Key Feature: Cost-effective option that maintains physical street-level verification.
Desktop Appraisal Report
A desktop appraisal is performed entirely from our office without a physical site visit. The appraiser analyzes public property records, tax data, satellite imagery, MLS databases, and recent market trends to establish a credible opinion of value.
- Best For: Fast pre-listing evaluations, property tax appeals, low-risk refinancing, and internal decision-making.
- Key Feature: Fastest turnaround time and most economical valuation format.
Restricted Appraisal Report
Designed strictly for the single named client, a Restricted Appraisal Report provides a streamlined, concise summary of the valuation conclusion without the extensive background documentation or lengthy market narrative required in standard public reports.
- Best For: Private property owners needing internal valuation guidance, FSBO pricing, or personal financial planning.
- Key Feature: Focused and efficient report format adhering to USPAP restricted reporting standards.
Retrospective Appraisal Report
A retrospective appraisal determines the fair market value of a property as of a specific date in the past—such as a date of death, date of marriage, or date of loss—analyzing historical market data as it existed at that exact time.
- Best For: Estate probate, step-up in basis tax calculations, historical tax filings, and litigation support.
- Key Feature: Delivers defensible, date-specific valuations for legal and tax compliance.
Hybrid & Desktop-Plus Appraisals
In a hybrid format, an independent, certified property inspector performs an in-person site visit to capture measurements, photos, and condition observations. A state-certified appraiser then evaluates the collected data to complete the formal valuation analysis.
- Best For: Lenders and homeowners seeking a balance between cost efficiency and on-site physical verification.
- Key Feature: Blends physical data collection with independent valuation expertise.
Not Sure Which Format You Need?
We are here to help you select the right scope of work for your specific needs.
Call us today at (407) 476-9760 or email controller@steadfastappraisals.com for guidance.
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